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Dividend Paycheck Planner

Your portfolio's value changes every day. Your dividend paycheck is what actually pays the bills. This planner shows exactly which bills your dividends already cover, and how close you are to the next one.

$27 one-timeAvailable now

Instant download: Excel + Google Sheets workbook (sample and blank editions) and the 8-page Playbook PDF.

Buy the Planner, $27

Secure checkout by Lemon Squeezy.

The Planner dashboard: forward annual income, monthly paycheck, portfolio yield, a 12-month dividend chart and a list of bills covered

8 tabsDashboard, holdings, pay calendar, dividend log, income history, snowball and more

100holdings across taxable, IRA, Roth, 401(k) and HSA

8-pageDividend Paycheck Playbook PDF included

10 minto set up. No macros, no broker linking

What's inside

Two editions in the download: a sample with example holdings so you can see how it works, and a blank one for your own portfolio.

Dashboard and "bills covered" tracker

List the bills you want covered (phone, internet, utilities, even the mortgage). The Dashboard shows forward annual income, your monthly paycheck before and after tax, yield, yield on cost, and which bills your dividends already pay.

Holdings tracker

Up to 100 positions across every account type, with gain/loss, % of portfolio and % of income.

Dividend Safety Score

Every holding rated Strong, OK or Review from payout ratio, growth streak, dividend growth and yield.

12-month Pay Calendar

Spot your thin months and fill them with payers on a different schedule.

Dividend Log + Income History

Record what you actually receive and watch it grow year over year.

30-year Snowball

Test contributions, dividend growth and reinvestment, and see the year your paycheck reaches your goal.

The Dividend Paycheck Playbook (PDF)

Eight pages: find your number, the 7-point safety check, building a pay calendar, which account to hold what in, and the 9 traps that cost dividend investors money.

Questions

Do I need Excel?

No. It opens free in Google Sheets, and works in Microsoft Excel on desktop or the web.

Does it pull live prices?

You update prices yourself; once a month is plenty. In Google Sheets you can switch on live prices with one formula, explained on the Start Here tab.

Does it connect to my broker?

No, and that's deliberate. Nothing to hack, nothing to subscribe to. Your data stays in your file.

I'm not in the US. Will it work?

Yes, it works in any currency. The guide's tax chapter is US-focused.

Who is it for?

Anyone building dividend income, from a first ETF to a portfolio that pays the mortgage.

Start with the free checklist.

Seven quick checks to spot a risky dividend before it gets cut, on one printable page.

Get the free checklist

The Planner is an educational tool, not investment, tax or legal advice. Example tickers are illustrations, not recommendations.